FUNDAI is a software-as-a-service (SaaS) platform focused on the design and development of artificial intelligence (AI) software for alternative lending operations, including underwriting, credit scoring, risk analytics, and automated decisioning.
Enterprise-grade AI software that enables lenders to reduce defaults by 35-55% through advanced machine learning and comprehensive data analytics.
Data Sources
API Response
Uptime SLA
FUNDAI is not a lender and does not provide financial products or lending services.
FUNDAI provides software that enables lenders to operate, underwrite, and manage lending processes using artificial intelligence and machine learning technology.
Cloud-based software delivered as a service with API access and white-label capabilities
Custom artificial intelligence models designed and developed for lending operations
Comprehensive software suite for underwriting, risk assessment, and portfolio management
Enterprise-grade AI software tools designed specifically for alternative lending operations
Machine learning algorithms that analyze 200+ data points to assess creditworthiness and predict default probability with 92% accuracy
Advanced scoring engine with real-time risk assessment, portfolio analytics, and predictive modeling for alternative lending
End-to-end automation of application processing, document verification, decision-making, and funding workflows
RESTful API with comprehensive documentation, webhooks, and SDKs for seamless integration with existing systems
Fully customizable platform with your branding, custom domains, and configurable user interfaces and workflows
Comprehensive data aggregation from multiple sources including bank statements, credit bureaus, and alternative data providers
Real-time AI-powered underwriting and risk analytics in action
Live analytics and monitoring of all lending operations
Comprehensive risk metrics and portfolio insights
Full configuration and workflow management
Three powerful steps to revolutionize your credit decisioning process
Connect seamlessly to banking APIs, payment processors, accounting systems, and alternative data sources through our enterprise-grade integration layer with 256-bit encryption.
Our proprietary machine learning models analyze over 10,000+ data points in real-time, generating precise risk scores with explainable AI insights and confidence metrics.
Receive instant credit decisions with detailed risk breakdowns, recommended terms, pricing optimization, and continuous portfolio monitoring with predictive alerts.
Specialized AI models tailored to your specific lending vertical

Advanced scoring models specifically designed for rideshare drivers, delivery professionals, freelancers, and independent contractors with variable income streams.
Comprehensive evaluation of traditional SMBs using enhanced data sources, cash flow analysis, and predictive behavioral analytics for merchant cash advances.
Intelligent assessment of invoice quality, debtor creditworthiness, and collection probability for factoring and accounts receivable financing.
Connect effortlessly with your existing financial infrastructure, CRM systems, and business intelligence tools.
Quick integration with comprehensive documentation and support
Live data synchronization with instant updates
Military-grade encryption and security protocols
Real results from alternative lenders powered by FundAI
Average Default Reduction
Increase in Safe Approvals
Portfolio Yield Enhancement
Average API Response
These results are based on real performance data from MCA companies using FundAI's AI scoring platform. Individual results may vary based on portfolio composition and implementation approach.
Financial institution-level security architecture built for regulatory compliance
End-to-end AES-256 encryption with TLS 1.3 protocols and zero-knowledge architecture
Independently audited and certified for security, availability, and confidentiality
US-based secure data centers with optional EU and regional data residency options
Role-based permissions, multi-factor authentication, and enterprise SSO integration
In progress
Encryption
Uptime SLA
Scalable solutions designed to grow with your lending business
Perfect for pilot programs
Launch your AI-powered lending with essential features
Scale your operations
Advanced capabilities for growing lending operations
For institutional lenders
Custom solutions for large-scale lending operations
Custom pricing structures for high-volume lenders and institutional requirements
Tiered pricing for 100K+ evaluations/month
24/7 dedicated support team with direct access
Tailored uptime, latency, and performance guarantees
Custom integrations, features, and workflow automation
Everything you need to know about the FundAI platform
Join the leading alternative lenders using FundAI to reduce risk, increase approvals, and maximize portfolio performance.