FundAI transforms how MCA providers evaluate gig workers and contractors. By analyzing big data and thousands of metadata points, our scoring engine delivers fast, accurate, and explainable risk insights.
FundAI is an AI-powered decisioning platform that partners with MCA providers to lower risk, reduce defaults, and improve portfolio performance.
Machine learning models built on financial, behavioral, and metadata signals.
Connect bank transactions, income streams, platform data, device patterns.
Real-time scores, monitoring, and decision support.
Seamless APIs for Plaid, payroll, marketplace, CRM, and banking feeds.
ML engine evaluates repayment ability, volatility, and risk tiers.
Real-time decisions, continuous monitoring, alerts, and dashboards.
Revenue stability, average balances, term fit, payback factors, negative days.
Cohort analysis, vintage curves, default waterfalls, risk heatmaps.
REST/GraphQL APIs, webhooks, integrations with Dynamics CRM, SSO (Azure/Okta).
Pre-collection signals, repayment likelihood, prioritization.
Transparent features, bias monitoring, audit logs.
<300 ms latency.
−35–55% delinquency vs. legacy rules.
+12–25% uplift through smarter pricing.
End-to-end encryption
Compliance roadmap
US/EU data centers
GDPR & CCPA ready
Seamlessly connect with your existing financial infrastructure and business tools.
Quick integration with existing systems
Live data synchronization
Bank-grade security protocols
Leading alternative lending company
"FundAI transformed our risk assessment process. We're now making better decisions faster while significantly reducing our default rates."
Join leading MCA providers who trust FundAI to power their risk decisions and drive portfolio performance.