AI Scoring for MCA
Lower Risk.
Higher Performance.
FundAI partners with MCA companies to score gig workers and contractors using big data and rich metadata—reducing delinquencies and boosting portfolio yield.
Trusted by Leading MCA Companies
Data Sources
API Response
Uptime SLA
How It Works
Three simple steps to transform your MCA risk assessment
Connect Data Sources
Seamlessly integrate with bank accounts, payment platforms, and business systems through our secure APIs.
AI Analysis & Scoring
Our machine learning engine analyzes thousands of data points to generate accurate risk scores in real-time.
Make Informed Decisions
Get actionable insights and recommendations to optimize your lending decisions and portfolio performance.
Why Choose FundAI?
Built specifically for MCA companies with proven results
Reduce Defaults
35-55% reduction in delinquencies compared to traditional scoring methods
Increase Approvals
Safely expand your addressable market with better risk assessment
Boost Performance
12-25% improvement in portfolio yield through smarter pricing
Lightning Fast
Sub-300ms API response times for real-time decision making
Use Cases
Tailored solutions for every MCA business model
Gig Worker Financing
Score rideshare drivers, delivery workers, and freelancers with specialized models for irregular income patterns.
Small Business MCAs
Evaluate traditional small businesses with enhanced data sources and behavioral analytics.
Marketplace Lending
Integrate directly with platforms like Uber, DoorDash, and others for seamless origination.
Product Features
Everything you need to make better lending decisions
Real-time Scoring API
Get instant risk scores with detailed explanations and confidence intervals.
Portfolio Analytics
Monitor performance with cohort analysis, vintage curves, and predictive insights.
Custom Models
Tailored ML models trained on your specific portfolio and business requirements.
Enterprise Security
Bank-grade security and compliance built from the ground up
Data Encryption
End-to-end encryption with AES-256 and TLS 1.3 protocols
SOC 2 Compliance
Currently pursuing SOC 2 Type II certification
Data Residency
US-based data centers with optional EU residency
Access Controls
Role-based permissions with SSO integration
SOC 2 Type II
In progress
AES-256
Encryption
99.9%
Uptime SLA
Proven Results
Real outcomes from MCA companies using FundAI
Average Default Reduction
Increase in Approvals
Portfolio Yield Improvement
API Response Time
These results are based on real performance data from MCA companies using FundAI's AI scoring platform. Individual results may vary based on portfolio composition and implementation approach.
Pricing
Flexible pricing plans designed to scale with your MCA business
Starter
Perfect for pilot programs
Get started with AI scoring for small portfolios
Growth
Scale your operations
Advanced features for growing MCA companies
Enterprise
For large-scale operations
Custom solutions for enterprise MCA lenders
Volume Pricing & Enterprise Features
Custom pricing available for high-volume usage and enterprise requirements
Volume Discounts
Tiered pricing for 50K+ scores/month
Dedicated Support
24/7 support with dedicated team
Custom SLA
Tailored uptime and latency guarantees
Custom Features
Bespoke integrations and workflows
Frequently Asked Questions
Everything you need to know about FundAI
Ready to Transform Your MCA Business?
Join leading MCA companies using FundAI to reduce risk and boost performance.